· It is important to have uninsured motorist or underinsured motorist coverage if you know that the person driving your car is a high-risk driver. This can include anyone 21 and younger, anyone with a strike against their driving record, and anyone who has a history of drinking and driving. Talk to your insurance agents about your coverage options and learn Estimated Reading Time: 5 mins. · There are certain types of conditions where you can drive an uninsured car on your insurance policy such as if the vehicle was just purchased, if it is a rental car, or if it is a temporary replacement vehicle. Still, driving an uninsured car can be dangerous under certain circumstances and can result in major financial damage if you get into an www.doorway.ruted Reading Time: 8 mins. An uninsured driver is usually covered by your auto insurance while she's behind the wheel of your car because insurance “follows the vehicle.” This means that regardless of the driver, an insured vehicle will cover the driver as long as the policy does not expressly exclude a non-owner driver from coverage.
Yes, an uninsured driver can drive your car if the uninsured driver is given permission to use the vehicle and the car’s insurance policy does not forbid such activity. If the uninsured driver crashes the insured car, your standard policy limits will usually apply. You and the uninsured driver will be responsible for any damages beyond your policy limits. An uninsured driver is usually covered by your auto insurance while she's behind the wheel of your car because insurance “follows the vehicle.” This means that regardless of the driver, an insured vehicle will cover the driver as long as the policy does not expressly exclude a non-owner driver from coverage. No, it is illegal for an insured driver to be driving an uninsured car because insurance.
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